You’ve worked hard to get where you are, doesn’t it makes sense to protect what is precious to you and your family? To safeguard your loved ones, you may want to consider insurance. If life takes a turn for the worse, you’ll be prepared for it.
Selecting the right protection for you isn’t just about choosing the cheapest provider. Each person’s needs and circumstances are different. The Financial Detectives will weight these factors to ensure you are best covered. In addition to price, we will take many other factors into account, such as:
- The comprehensiveness of the cover,
- The claim statistics of the provider,
- Writing the policy into trust, ensuring monies are paid quickly and inheritance tax is minimised.
Products helping you achieve peace of mind include:
Income Protection: replaces your income if you are unable to work due to illness or disability.
Accident, sickness and unemployment (ACU) insurance: provides financial protection if you are unable to work as a result of an accident, ill health, or if you become unemployed through no fault of your own.
Critical Illness Cover: pays you a tax free lump sum if you are diagnosed with an illnesses covered by the policy
Life insurance: provides a lump-sum payment, to your dependants, on your death.